Splits

Split smart,
settle fast.

Trips, flatmates, couples — share any expense and let WealthS work out who owes whom. And because it's built into WealthS, every split flows into your own ledger as a real transaction.

Try Splits →
Goa Trip
You are owed
₹ 4,250
across 3 people
🏨Beach resortYou paid · split 4 ways₹ 12,000
🍽️DinnerRahul paid₹ 3,200
🛺CabSplit equally₹ 900

How it works

👥

Groups & friends

Make Trip, Home or Couple groups, or track 1-on-1 splits with a single friend.

➗

Any split method

Equally, by exact amounts, by percentage, by shares, or with adjustments — plus multi-payer.

🔁

Recurring

Rent, subscriptions, the maid — set it once and WealthS generates the split on schedule.

🧮

Smart settle-up

Debt simplification collapses tangled balances into the fewest possible transfers.

💬

Comments & receipts

Add context and attach a receipt photo to any shared expense.

📡

Real-time sync

Everyone in the group sees the same balances, updated live across devices.

Ledger-connected

A split is a real transaction — not a silo

When you pay for a group dinner, WealthS books it against your actual bank or card and counts only your share as your spending. The rest becomes money owed to you, tracked per person.

  • Fund from any account
    Cash, bank or credit card — your real balance moves, every time.
  • No double counting
    Your expense reports show your share — not the whole bill.
  • One person, one card
    Someone across three groups + a manual loan shows as a single Lend & Borrow account.
A R P

3 tangled debts → 2 clean transfers

Privacy by design

We never store your friends' numbers

To sync a group, WealthS only needs to match people. So your contacts' phone numbers are blinded with a one-way hash before anything leaves your device. The only human details stored on our server are your own name and number — which you consented to at sign-in.

On your device
+91 98765 43210
↓ HMAC-SHA256
On the server
3ec937…a91f

Settle up with friends today

Open WealthS, make a group, add an expense. Sign-in only happens when you actually need to share.

Open WealthS →